Before starting therapy, it’s important to understand what to expect financially and how your insurance plan may support you. The good news is that in Canada, many extended health plans now include coverage for psychotherapy.

Typical Session Fees
In Ottawa, psychotherapy sessions typically range from $165 to $200 for a 50-minute appointment. The fee often depends on the therapist’s level of experience and credentials. Longer or specialized sessions may vary, but most follow this standard format.

What Your Fee Covers
Beyond the time spent in session, your fee also supports preparation, treatment planning, and continuing education that your therapist invests in to provide the best care possible. Therapy is a professional service that involves both emotional and clinical expertise.

Insurance Coverage
Most extended health care plans — through workplaces or private providers — offer coverage for services provided by a Registered Psychotherapist (RP). Some may require a doctor’s note to activate reimbursement, so it’s a good idea to check with your provider before your first appointment.

If your plan does not include psychotherapy, you may still be able to claim it as a medical expense deduction on your taxes.

How Therapy Ottawa Services Supports You
At Therapy Ottawa Services, we issue an official receipt after every session that you can submit for reimbursement. We’re also happy to help you understand your coverage options and guide you through the process if you’re new to therapy.

Conclusion
Understanding fees and insurance coverage helps you plan for therapy with confidence and transparency. With clear expectations, you can focus on what really matters — your mental health and well-being.

At Therapy Ottawa Services, we’re committed to making therapy accessible, supportive, and free of financial surprises.